I am still a new driver. I have driven for one year now. I am still learning the rules and safety on the roads while driving. Winter is not officially yet and it is very dangerous to drive with severe weather. I am afraid that my car will stop in the middle of the road. God forbid that will never happen. It does not matter how ready you are when you are driving. We still need breakdown service for our vehicle. For $79.95 a year is not much but to keep your family safety whiles driving on the road is priceless. I have bugged my husband about this. This is a great Christmas gift for him to give me. Did you ever try this kind of service? How does it help your family?